What Is LCA?

Limited Capability for work is another element you may be entitled to if you switch over to universal credit. If you already receive ESA, then your current award will continue with universal credit if you have passed the assessment.

What Is LCWRA

Limited capability for work related activity, if your too unwell for work, you may be entitled for LCWRA provided you are approved on your assessment. If you are already entitled to the benefit through ESA your claim will continue over to universal credit.

How We Calculate Childcare?

In order to get an accurate calculation on your childcare cost's there are certain limitations and caps you need to know before you continue.

Childcare for One Child?

Depending on your current situation and employment status the maximum childcare you can claim for one child is £646.65. This is the maximum our calculator will allow you to calculate regardless of other circumstances.

Child Care for Two Or More Children?

The maximum amount universal credit awards for child care is £1108.04. You may only be entitled to the higher limit if two or more of your children require childcare. If you enter an amount more than the maximum you are entitled to your results will be inaccurate.

We are unable to calculate your housing cost's This is because you own or pay a mortgage on your property. You may still be entitled to help with your mortgage cost's but you will need to contact universal credit directly. Any payments you receive from universal credit towards your mortgage is considered a loan and will need to be paid back. Only UC can give you an accurate value.

Universal credit does not support, supported or sheltered housing on its housing calculation. You may still be eligible, but you will need to apply for housing benefit from your local council. You can continue with your calculation but your housing benefit will not be included.

What Is Earned Income?

Wages - Overtime - Commission - Bonuses - Sick pay

Your universal credit award can change frequently because it takes into consideration the factors above, it can affect how much you get paid but shouldn’t affect your payment date.

Assessment Period

Because your income can change frequently, universal credit assesses your income each month before your payment is issued, it takes into consideration your earned income and any changes.

Important Note:

Please read the briefs before submitting your calculations. The calculations can be complex and difficult to understand. If you enter incorrect figures your results will not reflect what you may be entitled to.

Before you begin you will need – Course details – Dates – Financial Information

How Many Months Per Year Does Your Course Run?

For example: 15^th September course begins and runs till 5^th of June that would be 10 Months with a 2-month break. This information is important when working out your claim

Any Other Income?

Its important that you calculate all other income correctly to ensure your universal credit calculation is correct. If you receive ANY of the following you need to include this in “other income”. This includes your partners other income. Your entered amount will need to be your household total other income.

Bereavement Allowance – Industrial Injuries Benefit – Incapacity Benefit – State Retirement Pension – Maternity Allowance – Severe Disablement Allowance – Carers Allowance

Do Not Include Income from Any of The Following as They Are Disregarded from Deductions

Rental Income (from a property you own) Rental Income (Renting out a room in your property) – PIP – DLA – AA – Fostering Allowance – Adoption Allowance – Child Maintenance

It looks as tho you may not be entitled to universal credit. This is because you are over the earning threshold. If you feel this is incorrect, check your previous answers to make sure you have entered them correctly.