Students and Universal Credit

Students can claim universal credit, but depending on what type of education they study will affect their eligibility and claim amount awarded.

Student Can Claim If:

  • You are 21 Years old (or younger) and are in full-time education (With no parental support)
  • You’re responsible for a child or children
  • You live with a partner who is eligible for universal credit.
  • You are disabled and receive one or more of these benefits
  • Personal independence – Disability living allowance – Attendance allowance

Part Time Study

If you are in part time education, you can still claim universal credit
but you must also need to be available for work.

You must also meet the other conditions in full time education requirements.

Your work coach may need proof that your course is part time before DWP can process your claim.

Student Income 

Student loans that are awarded for living expenses e.g., Rent, bills, and maintenance, will be deducted from your universal credit ward.

Any student loans that cover tuition fees will be excluded from your award amount.

Any special support loan or support grants are not considered when working out your universal credit award.

Doctorial University Loans

Master’s or doctoral loans are paid in three separate payments over twelve months. Universal credit calculates living and maintenance costs by diving the 12-month award and deducts 30% as living or maintenance costs.

For example, if your loan is £12,000 for university tuition and maintenance costs, 30% would be £3,600. This would be calculated as income when working out your universal credit claim for that qualifying period.