Are You Eligible For Universal Credit?

If any of the following statements relate to you or your circumstances you may be eligible to claim universal credit.

  • Your classed as part time or your on a low income.
  • You are out of work and are actively seeking employment.
  • You or your partner are under the state pension age.
  • You live and reside in the United Kingdom.
  • You or your spouse have less than £16,000 in savings.

If you meet any of these conditions you can use our universal credit calculator to see how much you will receive.

If you are under the age of 18 you may be eligible to make a claim for universal credit if the following applies.

  • You are responsible for a child.
  • Your in full time education.
  • You are in full time training either paid or unpaid.
  • You care for a disabled person.
  • You have no parental support and are not under the local authority.

You may meet the universal credit eligibility if any of the following apply.

  • Your live with a partner who is eligible for universal credit.
  • Your responsible for a child.
  • You are disabled or Ill (Medical evidence required)

Eligibility for universal credit at state pension age

When you or your partner both reach the state pension age your universal credit claim will stop.

If you’re not sure of your state pension age you can check it on check state pension age

If you or your partner have reached the state pension age on or before 15th May 2019 you will be eligible to make a claim for pension credit.

If however you reach the state pension age after 15th May 2019 you may not be eligible to claim pension credit, dependent on circumstances you may only be able to claim universal credit.

severe disability premium (SDP) when you reached State Pension age

You will not be eligible for universal credit if you’re getting a benefit with a severe disability premium (SDP).

Your claim will continue even after you reach the state pension age, you only need to make adjustments if your circumstances change.


Self employed and universal credit

You will be eligible to claim universal credit if you can prove that being self employed is your main job.

You’ll need to maintain regular work and provide evidence to your work coach (when required)

You expect to make a profit of at least the minimum wage.

If you make a new claim for universal credit and just have only recently become self employed your claim will be reviewed by a case manager after 12 months.

You’re expected to commit at least 35 hours per week on your business.