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Universal Credit needs your input. is now on Twitter, follow us @universalcredi1   Universal Credit would like to invite you to write an article for the site. If you have strong opinions on the universal credit or feel that there is a component of […]

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9 million borrowing to pay for essentials

Guest Article Nine million people - 18% of the adult UK population - borrowed money to pay for essentials in July, according to research from Debt Advisory Centre. The

Universal Credit, welfare reform and the problems of debt

Guest Article Universal Credit is the current UK Coalition Government`s new ideological attempt to stem the billions spent on benefits and encourage the conception that it is more advantageous

The True Cost of Universal Credit

Guest Article by "Vicky" - reader and sceptic What is the true cost of Universal Credit? According to recent press reports the cost of Universal Credit has risen from

Universal Credit: Older workers

The Resolution Foundation has published it's briefing "Getting

Universal Credit: Real stories “Tina”

In the first of our new Universal Credit: Real stories series we have been contacted by "Tina", here she outlines how she feels universal credit and the changes

Universal Credit Pathfinder Pilots

The Government has dramatically scaled back the start of the Universal Credit pathfinder pilots.  The pilots were all due to commence in April but three of the four areas

Universal Credit Union

Guest article by Jim Brown of Jim Brown Enterprises   This is one of those projects that looks better on paper than it does in

Universal Credit: The online problem

As the rollout date for the new Universal Credit approaches many benefits claimants have expressed anxiety over using the online application system. This is the first benefit that

Universal Debit or Credit? – An accountant’s view

When I started this site in December 2010, I must admit that I didn’t know an awful lot about the universal credit system or blogging for that matter

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